Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Washington County, Tennessee
Every institution that decided a 1–4 unit mortgage application in Washington County, home to Johnson City, between 2023 and 2025: 10,714 applications, 8,262 loans actually funded, across 8 kinds of borrowing.
Washington County at a glance
10,714Applications decided
2023–2025
8,262Loans funded
77% of decisions
32Census tracts
9 ZIP codes
134,693People
ACS 2023
What the data shows
The typical purchase mortgage here is $265K.
Lending by loan type in Washington County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.8% | 5,377 | $265K | 95% | 292 |
| Home improvement loans | 74.4% | 1,404 | $65K | 95% | 62 |
| Cash-out refinance | 72.4% | 1,939 | $165K | 96% | 129 |
| Refinance | 78.4% | 1,084 | $195K | 93% | 136 |
| Investment property purchase | 88.0% | 623 | $185K | 95% | 122 |
| Investment cash-out refinance | 77.8% | 117 | $155K | 88% | 50 |
| Investment refinance | 88.1% | 101 | $165K | 96% | 42 |
| Investment home improvement | 65.2% | 69 | $125K | 98% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.