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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sullivan County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Sullivan County, Tennessee, home to Kingsport, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,496 applications were decided by 144 lenders between 2023 and 2025.

Sullivan County at a glance

144Active lenders19 with 20+ decisions
73.3%Market approval rate1,830 of 2,496 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,754 loans funded

How Sullivan County compares

Approval rate compared
Sullivan County73.3%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Sullivan County$165KTennessee$185KAll 616 counties$155K

What the data shows

Eastman Credit Union made the most cash-out refinances in Sullivan County, TN, 442 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

The typical cash-out refinance here is $165K, 11% smaller than the Tennessee typical of $185K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 106One lender: 29% approved of 31One lender: 32% approved of 38One lender: 42% approved of 36One lender: 53% approved of 34One lender: 61% approved of 51One lender: 69% approved of 26One lender: 71% approved of 41One lender: 72% approved of 82One lender: 74% approved of 69United Wholesale Mortgage, LLC: 75% approved of 106One lender: 76% approved of 29Eastman Credit Union: 76% approved of 603One lender: 77% approved of 57One lender: 79% approved of 28One lender: 79% approved of 66Rocket Mortgage, LLC: 81% approved of 463Knoxville Tva Employees Credit Union: 94% approved of 85One lender: 95% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Sullivan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Eastman Credit Union76%459 / 60396%$95K442
2Rocket Mortgage, LLC81%375 / 46398%$165K366
3United Wholesale Mortgage, LLCBroker only75%79 / 10695%$255K75
4Amerisave Mortgage Corporation24%25 / 106100%$75K25
5Knoxville Tva Employees Credit Union94%80 / 8595%$85K76

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 139 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Sullivan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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