Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Williamson County, Tennessee
Every institution that decided a 1–4 unit mortgage application in Williamson County, home to Franklin, between 2023 and 2025: 23,669 applications, 18,996 loans actually funded, across 8 kinds of borrowing.
Williamson County at a glance
23,669Applications decided
2023–2025
18,996Loans funded
80% of decisions
46Census tracts
9 ZIP codes
254,609People
ACS 2023
What the data shows
Lenders approved 92.5% of home-purchase applications in Williamson County, 3.7 points above the Tennessee rate.
The typical purchase mortgage here is $625K.
Lending by loan type in Williamson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.5% | 11,289 | $625K | 97% | 530 |
| Home improvement loans | 70.4% | 3,740 | $135K | 91% | 139 |
| Cash-out refinance | 76.1% | 3,230 | $205K | 95% | 256 |
| Refinance | 79.0% | 4,019 | $405K | 95% | 285 |
| Investment property purchase | 91.9% | 938 | $445K | 97% | 240 |
| Investment cash-out refinance | 72.0% | 164 | $425K | 94% | 74 |
| Investment refinance | 81.8% | 209 | $405K | 98% | 83 |
| Investment home improvement | 60.0% | 80 | $505K | 94% | 35 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.