Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Davidson County, Tennessee
Every institution that decided a 1–4 unit mortgage application in Davidson County, home to Nashville, between 2023 and 2025: 55,879 applications, 42,944 loans actually funded, across 8 kinds of borrowing.
Davidson County at a glance
55,879Applications decided
2023–2025
42,944Loans funded
77% of decisions
174Census tracts
27 ZIP codes
709,846People
ACS 2023
What the data shows
The typical purchase mortgage here is $385K.
Investment home improvement is the hardest money to get here: lenders approved 58% of 555 applications.
Lending by loan type in Davidson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.7% | 27,500 | $385K | 97% | 670 |
| Home improvement loans | 59.2% | 6,864 | $105K | 88% | 161 |
| Cash-out refinance | 68.8% | 7,219 | $215K | 94% | 317 |
| Refinance | 75.4% | 6,061 | $275K | 92% | 345 |
| Investment property purchase | 88.7% | 4,663 | $325K | 95% | 468 |
| Investment cash-out refinance | 71.1% | 1,465 | $255K | 92% | 205 |
| Investment refinance | 82.2% | 1,552 | $305K | 90% | 223 |
| Investment home improvement | 58.0% | 555 | $245K | 93% | 86 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.