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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Williamson County, Tennessee

Fat Boy Data analyzed home improvement loan activity in Williamson County, Tennessee, home to Franklin, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,740 applications were decided by 139 lenders between 2023 and 2025.

Williamson County at a glance

139Active lenders28 with 20+ decisions
70.4%Market approval rate2,633 of 3,740 decided
$135KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,404 loans funded

How Williamson County compares

Approval rate compared
Williamson County70.4%Tennessee63.4%All 616 counties62.7%
Typical loan compared
Williamson County$135KTennessee$75KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Williamson County, TN, 257 of them.

Lawrence Bank approved the highest share of applications among lenders with at least 20 decisions here, 94% of 31.

Lenders approved 70.4% of home improvement loan applications in Williamson County, TN, 7.0 percentage points above the Tennessee rate of 63.4%.

The typical home improvement loan here is $135K, 80% larger than the Tennessee typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 37% approved of 68One lender: 56% approved of 208One lender: 57% approved of 93One lender: 60% approved of 191Regions Bank: 65% approved of 433Fifth Third Bank, National Association: 66% approved of 265One lender: 67% approved of 60First Horizon Bank: 67% approved of 347Bank of America, National Association: 67% approved of 391One lender: 69% approved of 121One lender: 69% approved of 32One lender: 71% approved of 31One lender: 75% approved of 59One lender: 75% approved of 24One lender: 75% approved of 105One lender: 76% approved of 41One lender: 76% approved of 70One lender: 76% approved of 25One lender: 78% approved of 54Pinnacle Bank: 81% approved of 287One lender: 82% approved of 51One lender: 85% approved of 88One lender: 87% approved of 53One lender: 92% approved of 53One lender: 93% approved of 27One lender: 93% approved of 45One lender: 94% approved of 31One lender: 96% approved of 85

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Williamson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank65%282 / 43390%$105K253
2Bank of America, National Association67%262 / 39198%$125K257
3First Horizon Bank67%232 / 34797%$165K226
4Pinnacle Bank81%233 / 28780%$155K187
5Fifth Third Bank, National Association66%175 / 26596%$105K168

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 134 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Williamson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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