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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Williamson County, Tennessee

Fat Boy Data analyzed home improvement loan activity in Williamson County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,740 applications were decided by 139 lenders between 2023 and 2025.

Williamson County at a glance

139Active lenders28 with 20+ decisions
70.4%Market approval rate2,633 of 3,740 decided
$135KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,404 loans funded

How Williamson County compares

Approval rate compared
Williamson County70.4%Tennessee63.4%All 616 counties62.7%
Typical loan compared
Williamson County$135KTennessee$75KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Williamson County, TN, 257 of them.

Lawrence Bank approved the highest share of applications among lenders with at least 20 decisions here, 94% of 31.

Lenders approved 70.4% of home improvement loan applications in Williamson County, TN, 7.0 percentage points above the Tennessee rate of 63.4%.

The typical home improvement loan here is $135K, 80% larger than the Tennessee typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 37% approved of 68U.S. Bank National Association: 56% approved of 208Discover Bank: 57% approved of 93Truist Bank: 60% approved of 191Regions Bank: 65% approved of 433Fifth Third Bank, National Association: 66% approved of 265United Community Bank: 67% approved of 60First Horizon Bank: 67% approved of 347Bank of America, National Association: 67% approved of 391Figure Lending LLC: 69% approved of 121Fourleaf: 69% approved of 32Pentagon Federal Credit Union: 71% approved of 31PNC Bank, National Association: 75% approved of 59Synovus Bank: 75% approved of 24Ascend Federal Credit Union: 75% approved of 105First Farmers and Merchants Bank: 76% approved of 41Navy Federal Credit Union: 76% approved of 70Homebridge Financial Services, Inc.: 76% approved of 25Simmons Bank: 78% approved of 54Pinnacle Bank: 81% approved of 287Renasant Bank: 82% approved of 51Citizens Bank, National Association: 85% approved of 88Third Federal Savings And Loan Association Of Cleveland: 87% approved of 53Republic Bank & Trust Company: 92% approved of 53Wilson Bank and Trust: 93% approved of 27Liberty Credit Union: 93% approved of 45Lawrence Bank: 94% approved of 31Coastal Community Bank: 96% approved of 85

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Williamson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank65%282 / 43390%$105K253
2Bank of America, National Association67%262 / 39198%$125K257
3First Horizon Bank67%232 / 34797%$165K226
4Pinnacle Bank81%233 / 28780%$155K187
5Fifth Third Bank, National Association66%175 / 26596%$105K168

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 134 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Williamson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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