Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Cameron County, Texas
Every institution that decided a 1–4 unit mortgage application in Cameron County, home to Brownsville, between 2023 and 2025: 16,184 applications, 11,095 loans actually funded, across 8 kinds of borrowing.
Cameron County at a glance
16,184Applications decided
2023–2025
11,095Loans funded
69% of decisions
121Census tracts
13 ZIP codes
423,192People
ACS 2023
What the data shows
Lenders approved 80.0% of home-purchase applications in Cameron County, 4.0 points below the Texas rate.
The typical purchase mortgage here is $235K.
Home improvement loans is the hardest money to get here: lenders approved 31% of 852 applications.
Lending by loan type in Cameron County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 80.0% | 9,463 | $235K | 95% | 295 |
| Home improvement loans | 31.0% | 852 | $65K | 91% | 62 |
| Cash-out refinance | 56.3% | 2,158 | $155K | 90% | 145 |
| Refinance | 68.6% | 1,613 | $265K | 90% | 147 |
| Investment property purchase | 84.3% | 1,430 | $205K | 94% | 225 |
| Investment cash-out refinance | 72.3% | 386 | $165K | 90% | 98 |
| Investment refinance | 73.5% | 215 | $165K | 91% | 67 |
| Investment home improvement | 46.3% | 67 | $115K | 97% | 27 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.