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refinance lenders · HMDA 2023–2025

Refinance lenders in Cameron County, Texas

Fat Boy Data analyzed mortgage refinance activity in Cameron County, Texas, home to Brownsville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,613 applications were decided by 147 lenders between 2023 and 2025.

Cameron County at a glance

147Active lenders24 with 20+ decisions
68.6%Market approval rate1,106 of 1,613 decided
$265KTypical loanmedian lender, $10K brackets
90%Borrower take-up996 loans funded

How Cameron County compares

Approval rate compared
Cameron County68.6%Texas70.9%All 616 counties76.5%
Typical loan compared
Cameron County$265KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Cameron County, TX, 77 of them.

Willow Bend Mortgage Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

The typical mortgage refinance here is $265K, 21% smaller than the Texas typical of $335K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 21One lender: 19% approved of 52One lender: 28% approved of 39One lender: 38% approved of 29One lender: 39% approved of 41One lender: 41% approved of 32One lender: 42% approved of 57Mortgage Research Center, LLC: 42% approved of 64One lender: 45% approved of 22Rally Credit Union: 53% approved of 64Rocket Mortgage, LLC: 64% approved of 123One lender: 69% approved of 61One lender: 80% approved of 51United Wholesale Mortgage, LLC: 81% approved of 143One lender: 86% approved of 36One lender: 88% approved of 49One lender: 90% approved of 30One lender: 91% approved of 35One lender: 92% approved of 24One lender: 92% approved of 39Freedom Mortgage Corporation: 94% approved of 71One lender: 95% approved of 21One lender: 96% approved of 23One lender: 100% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Cameron County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only81%116 / 14395%$275K110
2Rocket Mortgage, LLC64%79 / 12397%$225K77
3Freedom Mortgage Corporation94%67 / 7182%$285K55
4Rally Credit Union53%34 / 6488%$205K30
5Mortgage Research Center, LLC42%27 / 64100%$265K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 142 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Cameron County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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