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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cameron County, Texas

Fat Boy Data analyzed home improvement loan activity in Cameron County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 852 applications were decided by 62 lenders between 2023 and 2025.

Cameron County at a glance

62Active lenders11 with 20+ decisions
31.0%Market approval rate264 of 852 decided
$65KTypical loanmedian lender, $10K brackets
91%Borrower take-up241 loans funded

How Cameron County compares

Approval rate compared
Cameron County31.0%Texas46.6%All 616 counties62.7%
Typical loan compared
Cameron County$65KTexas$105KAll 616 counties$75K

What the data shows

PNC Bank, National Association made the most home improvement loans in Cameron County, TX, 48 of them.

International Bank of Commerce approved the highest share of applications among lenders with at least 20 decisions here, 72% of 25.

Lenders approved 31.0% of home improvement loan applications in Cameron County, TX, 15.6 percentage points below the Texas rate of 46.6%.

The typical home improvement loan here is $65K, 38% smaller than the Texas typical of $105K.

Only 1 lender here typically writes at or below $35K: International Bank of Commerce.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 5% approved of 22Discover Bank: 12% approved of 81Bank of America, National Association: 21% approved of 195Frost Bank: 25% approved of 126Wells Fargo Bank, National Association: 29% approved of 28Pentagon Federal Credit Union: 30% approved of 20PNC Bank, National Association: 34% approved of 141Navy Federal Credit Union: 35% approved of 20Rocket Mortgage, LLC: 57% approved of 23Rally Credit Union: 63% approved of 41International Bank of Commerce: 72% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Cameron County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association21%40 / 195100%$65K40
2PNC Bank, National Association34%48 / 141100%$85K48
3Frost Bank25%32 / 12688%$65K28
4Discover Bank12%10 / 81100%$55K10
5Rally Credit Union63%26 / 4169%$95K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 57 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Cameron County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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