Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Comal County, Texas
Every institution that decided a 1–4 unit mortgage application in Comal County, home to New Braunfels, between 2023 and 2025: 19,845 applications, 15,471 loans actually funded, across 8 kinds of borrowing.
Comal County at a glance
19,845Applications decided
2023–2025
15,471Loans funded
78% of decisions
33Census tracts
6 ZIP codes
174,552People
ACS 2023
What the data shows
Lenders approved 87.7% of home-purchase applications in Comal County, 3.6 points above the Texas rate.
The typical purchase mortgage here is $365K.
Home improvement loans is the hardest money to get here: lenders approved 54% of 1,025 applications.
Lending by loan type in Comal County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.7% | 12,177 | $365K | 95% | 444 |
| Home improvement loans | 54.2% | 1,025 | $105K | 92% | 77 |
| Cash-out refinance | 77.8% | 3,044 | $85K | 92% | 181 |
| Refinance | 78.7% | 1,867 | $485K | 91% | 213 |
| Investment property purchase | 85.8% | 1,210 | $245K | 95% | 262 |
| Investment cash-out refinance | 64.9% | 248 | $225K | 91% | 78 |
| Investment refinance | 74.0% | 219 | $275K | 89% | 99 |
| Investment home improvement | 60.0% | 55 | $145K | 94% | 27 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.