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refinance lenders · HMDA 2023–2025

Refinance lenders in Comal County, Texas

Fat Boy Data analyzed mortgage refinance activity in Comal County, Texas, home to New Braunfels, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,867 applications were decided by 213 lenders between 2023 and 2025.

Comal County at a glance

213Active lenders20 with 20+ decisions
78.7%Market approval rate1,470 of 1,867 decided
$485KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,337 loans funded

How Comal County compares

Approval rate compared
Comal County78.7%Texas70.9%All 616 counties76.5%
Typical loan compared
Comal County$485KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Comal County, TX, 90 of them.

Gardner Financial Services, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

Lenders approved 78.7% of mortgage refinance applications in Comal County, TX, 7.8 percentage points above the Texas rate of 70.9%.

The typical mortgage refinance here is $485K, 45% larger than the Texas typical of $335K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 26% approved of 78One lender: 41% approved of 27One lender: 54% approved of 69One lender: 70% approved of 40One lender: 71% approved of 21One lender: 72% approved of 32One lender: 72% approved of 40One lender: 73% approved of 30One lender: 76% approved of 38Rocket Mortgage, LLC: 79% approved of 121One lender: 80% approved of 20Pennymac Loan Services, LLC: 87% approved of 83United Wholesale Mortgage, LLC: 91% approved of 243One lender: 95% approved of 39Freedom Mortgage Corporation: 97% approved of 90One lender: 97% approved of 30One lender: 98% approved of 40One lender: 98% approved of 50One lender: 100% approved of 31One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Comal County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%222 / 24389%$485K197
2Rocket Mortgage, LLC79%95 / 12195%$475K90
3Freedom Mortgage Corporation97%87 / 9074%$485K64
4Pennymac Loan Services, LLC87%72 / 8388%$455K63
5Mortgage Research Center, LLC26%20 / 7895%$445K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 208 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Comal County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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