Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Guadalupe County, Texas
Every institution that decided a 1–4 unit mortgage application in Guadalupe County, home to Cibolo, between 2023 and 2025: 20,787 applications, 15,909 loans actually funded, across 8 kinds of borrowing.
Guadalupe County at a glance
20,787Applications decided
2023–2025
15,909Loans funded
77% of decisions
41Census tracts
7 ZIP codes
178,368People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Home improvement loans is the hardest money to get here: lenders approved 47% of 645 applications.
Lending by loan type in Guadalupe County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.1% | 14,435 | $295K | 95% | 374 |
| Home improvement loans | 46.5% | 645 | $75K | 91% | 64 |
| Cash-out refinance | 76.4% | 2,750 | $65K | 92% | 141 |
| Refinance | 73.5% | 1,404 | $345K | 88% | 158 |
| Investment property purchase | 86.9% | 1,162 | $195K | 96% | 181 |
| Investment cash-out refinance | 73.1% | 219 | $195K | 92% | 72 |
| Investment refinance | 66.2% | 142 | $195K | 90% | 66 |
| Investment home improvement | 50.0% | 30 | $145K | 73% | 13 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.