Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Fort Bend County, Texas
Every institution that decided a 1–4 unit mortgage application in Fort Bend County, home to Sugar Land, between 2023 and 2025: 62,999 applications, 46,742 loans actually funded, across 8 kinds of borrowing.
Fort Bend County at a glance
62,999Applications decided
2023–2025
46,742Loans funded
74% of decisions
133Census tracts
19 ZIP codes
859,721People
ACS 2023
What the data shows
The typical purchase mortgage here is $345K.
Investment home improvement is the hardest money to get here: lenders approved 40% of 112 applications.
Lending by loan type in Fort Bend County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.8% | 41,167 | $345K | 96% | 626 |
| Home improvement loans | 42.4% | 4,954 | $105K | 91% | 140 |
| Cash-out refinance | 62.1% | 6,166 | $205K | 93% | 298 |
| Refinance | 67.1% | 5,212 | $345K | 90% | 325 |
| Investment property purchase | 87.4% | 4,092 | $235K | 94% | 380 |
| Investment cash-out refinance | 68.9% | 859 | $195K | 89% | 174 |
| Investment refinance | 69.1% | 437 | $215K | 87% | 141 |
| Investment home improvement | 40.2% | 112 | $145K | 93% | 32 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.