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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Fort Bend County, Texas

Fat Boy Data analyzed home improvement loan activity in Fort Bend County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,954 applications were decided by 140 lenders between 2023 and 2025.

Fort Bend County at a glance

140Active lenders31 with 20+ decisions
42.4%Market approval rate2,103 of 4,954 decided
$105KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,924 loans funded

How Fort Bend County compares

Approval rate compared
Fort Bend County42.4%Texas46.6%All 616 counties62.7%
Typical loan compared
Fort Bend County$105KTexas$105KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Fort Bend County, TX, 351 of them.

Houston Police approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 0% approved of 30Spring Eq, LLC: 18% approved of 138Discover Bank: 19% approved of 376Truist Bank: 23% approved of 66Comerica Bank: 31% approved of 123Regions Bank: 32% approved of 287Bank of America, National Association: 32% approved of 1,137Pentagon Federal Credit Union: 36% approved of 98BOKF, National Association: 36% approved of 136Loandepot.Com, LLC: 37% approved of 43Navy Federal Credit Union: 38% approved of 219Wells Fargo Bank, National Association: 42% approved of 24PNC Bank, National Association: 47% approved of 223First Horizon Bank: 47% approved of 30Figure Lending LLC: 47% approved of 53Shell Federal Credit Union: 49% approved of 41Frost Bank: 50% approved of 712Hancock Whitney Bank: 50% approved of 26Zions Bancorporation, N.A.: 52% approved of 159Jsc: 52% approved of 86Chevron Federal Credit Union: 56% approved of 41Prosperity Bank: 57% approved of 47Amerant Bank, National Association: 66% approved of 47Rocket Mortgage, LLC: 70% approved of 54Lendage, LLC: 76% approved of 45Houston Federal Credit Union: 79% approved of 47Primeway Federal Credit Union: 80% approved of 154JPMorgan Chase Bank, National Association: 84% approved of 31First Financial Bank: 88% approved of 26Smart Financial Credit Union: 95% approved of 21Houston Police: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Fort Bend County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association32%367 / 1,13796%$105K351
2Frost Bank50%355 / 71291%$95K324
3Discover Bank19%71 / 37697%$95K69
4Regions Bank32%92 / 28779%$135K73
5PNC Bank, National Association47%104 / 22392%$105K96

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 135 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Fort Bend County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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