Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Brazoria County, Texas
Every institution that decided a 1–4 unit mortgage application in Brazoria County, home to Pearland, between 2023 and 2025: 28,974 applications, 20,168 loans actually funded, across 8 kinds of borrowing.
Brazoria County at a glance
28,974Applications decided
2023–2025
20,168Loans funded
70% of decisions
77Census tracts
14 ZIP codes
381,650People
ACS 2023
What the data shows
Lenders approved 78.9% of home-purchase applications in Brazoria County, 5.1 points below the Texas rate.
The typical purchase mortgage here is $305K.
Home improvement loans is the hardest money to get here: lenders approved 46% of 1,878 applications.
Lending by loan type in Brazoria County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 78.9% | 20,066 | $305K | 93% | 507 |
| Home improvement loans | 46.4% | 1,878 | $75K | 92% | 95 |
| Cash-out refinance | 65.0% | 2,642 | $205K | 94% | 190 |
| Refinance | 69.8% | 2,266 | $335K | 90% | 223 |
| Investment property purchase | 84.5% | 1,451 | $195K | 95% | 250 |
| Investment cash-out refinance | 70.9% | 320 | $195K | 82% | 102 |
| Investment refinance | 75.4% | 276 | $175K | 95% | 95 |
| Investment home improvement | 68.0% | 75 | $105K | 98% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.