Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Galveston County, Texas
Every institution that decided a 1–4 unit mortgage application in Galveston County, home to League City, between 2023 and 2025: 27,803 applications, 20,828 loans actually funded, across 8 kinds of borrowing.
Galveston County at a glance
27,803Applications decided
2023–2025
20,828Loans funded
75% of decisions
102Census tracts
16 ZIP codes
354,721People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Investment home improvement is the hardest money to get here: lenders approved 50% of 104 applications.
Lending by loan type in Galveston County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.4% | 16,310 | $295K | 95% | 498 |
| Home improvement loans | 50.5% | 1,878 | $75K | 88% | 88 |
| Cash-out refinance | 66.9% | 2,997 | $205K | 92% | 200 |
| Refinance | 70.2% | 2,334 | $295K | 89% | 205 |
| Investment property purchase | 86.7% | 2,854 | $285K | 95% | 394 |
| Investment cash-out refinance | 70.1% | 653 | $205K | 88% | 150 |
| Investment refinance | 72.2% | 673 | $185K | 91% | 175 |
| Investment home improvement | 50.0% | 104 | $105K | 98% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.