HomeTexasGalveston CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Galveston County, Texas

Fat Boy Data analyzed cash-out refinance activity in Galveston County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,997 applications were decided by 200 lenders between 2023 and 2025.

Galveston County at a glance

200Active lenders24 with 20+ decisions
66.9%Market approval rate2,006 of 2,997 decided
$205KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,843 loans funded

How Galveston County compares

Approval rate compared
Galveston County66.9%Texas66.8%All 616 counties68.2%
Typical loan compared
Galveston County$205KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Galveston County, TX, 401 of them.

Associated Credit Union of Texas approved the highest share of applications among lenders with at least 20 decisions here, 88% of 108.

The typical cash-out refinance here is $205K, 11% larger than the Texas typical of $185K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 8% approved of 36Amerisave Mortgage Corporation: 29% approved of 107Carrington Mortgage Services, LLC: 32% approved of 57Newrez LLC: 33% approved of 111American Financing Corporation: 35% approved of 34New American Funding, LLC: 40% approved of 20Wells Fargo Bank, National Association: 44% approved of 48Zions Bancorporation, N.A.: 50% approved of 26Credit Union of Texas: 53% approved of 38Shell Federal Credit Union: 61% approved of 23Pennymac Loan Services, LLC: 62% approved of 53University Federal Credit Union: 64% approved of 91Loandepot.Com, LLC: 66% approved of 97Amoco Federal Credit Union: 67% approved of 500United Wholesale Mortgage, LLC: 70% approved of 89JPMorgan Chase Bank, National Association: 74% approved of 42Rocket Mortgage, LLC: 74% approved of 563Jsc: 75% approved of 20Network Funding, L.P.: 77% approved of 47Nationstar Mortgage LLC: 82% approved of 80GoodLeap, LLC: 86% approved of 77Randolph-Brooks Federal Credit Union: 86% approved of 35Gulf Coast Educators Federal Credit Union: 87% approved of 106Associated Credit Union of Texas: 88% approved of 108

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Galveston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%419 / 56396%$205K401
2Amoco Federal Credit Union67%334 / 50086%$85K286
3Newrez LLC33%37 / 111100%$185K37
4Associated Credit Union of Texas88%95 / 10899%$85K94
5Amerisave Mortgage Corporation29%31 / 107100%$185K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 195 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Galveston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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