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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Guadalupe County, Texas

Fat Boy Data analyzed home improvement loan activity in Guadalupe County, Texas, home to Cibolo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 645 applications were decided by 64 lenders between 2023 and 2025.

Guadalupe County at a glance

64Active lenders6 with 20+ decisions
46.5%Market approval rate300 of 645 decided
$75KTypical loanmedian lender, $10K brackets
91%Borrower take-up274 loans funded

How Guadalupe County compares

Approval rate compared
Guadalupe County46.5%Texas46.6%All 616 counties62.7%
Typical loan compared
Guadalupe County$75KTexas$105KAll 616 counties$75K

What the data shows

Frost Bank made the most home improvement loans in Guadalupe County, TX, 68 of them.

Randolph-Brooks Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 88% of 40.

The typical home improvement loan here is $75K, 29% smaller than the Texas typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 16% approved of 51Bank of America, National Association: 27% approved of 123Navy Federal Credit Union: 44% approved of 61One lender: 46% approved of 24Frost Bank: 56% approved of 133Randolph-Brooks Federal Credit Union: 88% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Guadalupe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Frost Bank56%75 / 13391%$75K68
2Bank of America, National Association27%33 / 123100%$65K33
3Navy Federal Credit Union44%27 / 6196%$65K26
4Discover Bank16%8 / 51100%$75K8
5Randolph-Brooks Federal Credit Union88%35 / 4071%$55K25

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 59 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Guadalupe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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