Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Johnson County, Texas
Every institution that decided a 1–4 unit mortgage application in Johnson County, home to Burleson, between 2023 and 2025: 19,075 applications, 14,092 loans actually funded, across 8 kinds of borrowing.
Johnson County at a glance
19,075Applications decided
2023–2025
14,092Loans funded
74% of decisions
39Census tracts
9 ZIP codes
188,820People
ACS 2023
What the data shows
The typical purchase mortgage here is $325K.
Home improvement loans is the hardest money to get here: lenders approved 51% of 1,100 applications.
Lending by loan type in Johnson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 82.1% | 13,647 | $325K | 95% | 466 |
| Home improvement loans | 51.2% | 1,100 | $85K | 95% | 89 |
| Cash-out refinance | 67.6% | 1,696 | $195K | 94% | 180 |
| Refinance | 73.7% | 1,625 | $365K | 89% | 195 |
| Investment property purchase | 87.4% | 649 | $205K | 95% | 169 |
| Investment cash-out refinance | 76.5% | 170 | $165K | 94% | 75 |
| Investment refinance | 88.3% | 137 | $195K | 93% | 59 |
| Investment home improvement | 62.7% | 51 | $75K | 91% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.