Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Tarrant County, Texas
Every institution that decided a 1–4 unit mortgage application in Tarrant County, home to Fort Worth, between 2023 and 2025: 124,455 applications, 94,359 loans actually funded, across 8 kinds of borrowing.
Tarrant County at a glance
124,455Applications decided
2023–2025
94,359Loans funded
76% of decisions
449Census tracts
72 ZIP codes
2,135,743People
ACS 2023
What the data shows
Lenders approved 87.1% of home-purchase applications in Tarrant County, 3.0 points above the Texas rate.
The typical purchase mortgage here is $315K.
Home improvement loans is the hardest money to get here: lenders approved 48% of 11,266 applications.
Lending by loan type in Tarrant County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.1% | 74,503 | $315K | 97% | 795 |
| Home improvement loans | 48.1% | 11,266 | $85K | 95% | 191 |
| Cash-out refinance | 67.8% | 15,283 | $205K | 94% | 391 |
| Refinance | 70.2% | 11,358 | $315K | 91% | 435 |
| Investment property purchase | 88.6% | 7,419 | $225K | 96% | 515 |
| Investment cash-out refinance | 74.1% | 2,372 | $195K | 91% | 252 |
| Investment refinance | 74.8% | 1,805 | $215K | 90% | 271 |
| Investment home improvement | 54.1% | 449 | $165K | 96% | 87 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.