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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Johnson County, Texas

Fat Boy Data analyzed cash-out refinance activity in Johnson County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,696 applications were decided by 180 lenders between 2023 and 2025.

Johnson County at a glance

180Active lenders22 with 20+ decisions
67.6%Market approval rate1,147 of 1,696 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,073 loans funded

How Johnson County compares

Approval rate compared
Johnson County67.6%Texas66.8%All 616 counties68.2%
Typical loan compared
Johnson County$195KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Johnson County, TX, 246 of them.

Texas Trust approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 23% approved of 69Lakeview Loan Servicing, LLC: 23% approved of 30Carrington Mortgage Services, LLC: 26% approved of 47Wells Fargo Bank, National Association: 39% approved of 38Newrez LLC: 40% approved of 58Network Funding, L.P.: 57% approved of 46New American Funding, LLC: 57% approved of 23Pennymac Loan Services, LLC: 57% approved of 35Sfmc, Lp: 64% approved of 22Credit Union of Texas: 64% approved of 80Loandepot.Com, LLC: 64% approved of 47GoodLeap, LLC: 65% approved of 31Eecu: 76% approved of 79Rocket Mortgage, LLC: 79% approved of 326United Wholesale Mortgage, LLC: 80% approved of 71First Financial Bank: 82% approved of 38Randolph-Brooks Federal Credit Union: 84% approved of 31Nationstar Mortgage LLC: 90% approved of 50Guild Mortgage Company LLC: 90% approved of 31JPMorgan Chase Bank, National Association: 92% approved of 24Grandview Bank: 94% approved of 49Texas Trust: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Johnson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%257 / 32696%$195K246
2Credit Union of Texas64%51 / 8094%$85K48
3Eecu76%60 / 7998%$105K59
4United Wholesale Mortgage, LLCBroker only80%57 / 7198%$225K56
5Amerisave Mortgage Corporation23%16 / 6994%$125K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 175 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Johnson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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