Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Dallas County, Texas
Every institution that decided a 1–4 unit mortgage application in Dallas County between 2023 and 2025: 117,104 applications, 83,894 loans actually funded, across 8 kinds of borrowing.
Dallas County at a glance
117,104Applications decided
2023–2025
83,894Loans funded
72% of decisions
645Census tracts
85 ZIP codes
2,603,816People
ACS 2023
What the data shows
The typical purchase mortgage here is $325K.
Home improvement loans is the hardest money to get here: lenders approved 42% of 10,717 applications.
Lending by loan type in Dallas County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.3% | 63,506 | $325K | 96% | 793 |
| Home improvement loans | 42.3% | 10,717 | $105K | 91% | 199 |
| Cash-out refinance | 64.5% | 18,004 | $185K | 92% | 420 |
| Refinance | 66.7% | 10,808 | $305K | 91% | 454 |
| Investment property purchase | 85.8% | 7,546 | $235K | 95% | 522 |
| Investment cash-out refinance | 71.5% | 3,432 | $205K | 91% | 284 |
| Investment refinance | 72.3% | 2,455 | $215K | 86% | 297 |
| Investment home improvement | 50.3% | 636 | $185K | 95% | 98 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.