Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Travis County, Texas
Every institution that decided a 1–4 unit mortgage application in Travis County, home to Austin, between 2023 and 2025: 73,666 applications, 55,983 loans actually funded, across 8 kinds of borrowing.
Travis County at a glance
73,666Applications decided
2023–2025
55,983Loans funded
76% of decisions
290Census tracts
55 ZIP codes
1,307,625People
ACS 2023
What the data shows
The typical purchase mortgage here is $425K.
Investment home improvement is the hardest money to get here: lenders approved 47% of 226 applications.
Lending by loan type in Travis County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.6% | 46,069 | $425K | 95% | 720 |
| Home improvement loans | 53.5% | 5,645 | $125K | 93% | 143 |
| Cash-out refinance | 70.2% | 8,485 | $205K | 93% | 317 |
| Refinance | 73.4% | 5,764 | $445K | 91% | 366 |
| Investment property purchase | 88.9% | 5,063 | $325K | 96% | 473 |
| Investment cash-out refinance | 72.4% | 1,310 | $285K | 92% | 227 |
| Investment refinance | 70.2% | 1,104 | $355K | 90% | 241 |
| Investment home improvement | 47.3% | 226 | $305K | 96% | 71 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.