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refinance lenders · HMDA 2023–2025

Refinance lenders in Travis County, Texas

Fat Boy Data analyzed mortgage refinance activity in Travis County, Texas, home to Austin, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,764 applications were decided by 366 lenders between 2023 and 2025.

Travis County at a glance

366Active lenders59 with 20+ decisions
73.4%Market approval rate4,229 of 5,764 decided
$445KTypical loanmedian lender, $10K brackets
91%Borrower take-up3,867 loans funded

How Travis County compares

Approval rate compared
Travis County73.4%Texas70.9%All 616 counties76.5%
Typical loan compared
Travis County$445KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Travis County, TX, 234 of them.

First Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.

The typical mortgage refinance here is $445K, 33% larger than the Texas typical of $335K.

Approval rate of all 59 lenders with 20+ decisions here
0%25%50%75%100%One lender: 5% approved of 21One lender: 14% approved of 21One lender: 22% approved of 79One lender: 25% approved of 142One lender: 35% approved of 23One lender: 38% approved of 26One lender: 42% approved of 171One lender: 43% approved of 30One lender: 46% approved of 24One lender: 52% approved of 44One lender: 52% approved of 21One lender: 53% approved of 66One lender: 55% approved of 62Bank of America, National Association: 55% approved of 206One lender: 55% approved of 49One lender: 56% approved of 27One lender: 61% approved of 49One lender: 61% approved of 88PNC Bank, National Association: 61% approved of 179One lender: 62% approved of 45Rocket Mortgage, LLC: 68% approved of 371One lender: 68% approved of 73Frost Bank: 70% approved of 283One lender: 71% approved of 34One lender: 71% approved of 34One lender: 71% approved of 21One lender: 72% approved of 71One lender: 73% approved of 45One lender: 74% approved of 39One lender: 75% approved of 24One lender: 76% approved of 29One lender: 76% approved of 42One lender: 76% approved of 34One lender: 77% approved of 47One lender: 77% approved of 44One lender: 78% approved of 37One lender: 79% approved of 66One lender: 79% approved of 57One lender: 82% approved of 106One lender: 84% approved of 31One lender: 85% approved of 20One lender: 86% approved of 50One lender: 86% approved of 58United Wholesale Mortgage, LLC: 88% approved of 870One lender: 88% approved of 50One lender: 88% approved of 25One lender: 89% approved of 37One lender: 93% approved of 126One lender: 93% approved of 88One lender: 94% approved of 125One lender: 95% approved of 37One lender: 95% approved of 40One lender: 96% approved of 23One lender: 96% approved of 26One lender: 100% approved of 41One lender: 100% approved of 38One lender: 100% approved of 23One lender: 100% approved of 22One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Travis County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%765 / 87097%$515K739
2Rocket Mortgage, LLC68%252 / 37193%$395K234
3Frost Bank70%197 / 28396%$345K190
4Bank of America, National Association55%113 / 20696%$255K109
5PNC Bank, National Association61%110 / 17996%$305K106

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 361 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Travis County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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