Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Williamson County, Texas
Every institution that decided a 1–4 unit mortgage application in Williamson County, home to Round Rock, between 2023 and 2025: 58,873 applications, 47,575 loans actually funded, across 8 kinds of borrowing.
Williamson County at a glance
58,873Applications decided
2023–2025
47,575Loans funded
81% of decisions
135Census tracts
18 ZIP codes
643,889People
ACS 2023
What the data shows
Lenders approved 90.2% of home-purchase applications in Williamson County, 6.2 points above the Texas rate.
The typical purchase mortgage here is $385K.
Lending by loan type in Williamson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.2% | 39,262 | $385K | 96% | 606 |
| Home improvement loans | 53.3% | 3,354 | $105K | 93% | 122 |
| Cash-out refinance | 70.4% | 5,982 | $215K | 93% | 274 |
| Refinance | 77.1% | 5,384 | $455K | 92% | 321 |
| Investment property purchase | 91.2% | 3,812 | $265K | 97% | 361 |
| Investment cash-out refinance | 70.2% | 494 | $235K | 91% | 148 |
| Investment refinance | 72.0% | 496 | $275K | 90% | 159 |
| Investment home improvement | 43.8% | 89 | $155K | 95% | 38 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.