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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Williamson County, Texas

Fat Boy Data analyzed cash-out refinance activity in Williamson County, Texas, home to Round Rock, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,982 applications were decided by 274 lenders between 2023 and 2025.

Williamson County at a glance

274Active lenders35 with 20+ decisions
70.4%Market approval rate4,214 of 5,982 decided
$215KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,913 loans funded

How Williamson County compares

Approval rate compared
Williamson County70.4%Texas66.8%All 616 counties68.2%
Typical loan compared
Williamson County$215KTexas$185KAll 616 counties$155K

What the data shows

Randolph-Brooks Federal Credit Union made the most cash-out refinances in Williamson County, TX, 989 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Government Employees approved the highest share of applications among lenders with at least 20 decisions here, 100% of 63.

The typical cash-out refinance here is $215K, 16% larger than the Texas typical of $185K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 20One lender: 21% approved of 76One lender: 28% approved of 171One lender: 31% approved of 26One lender: 35% approved of 37One lender: 37% approved of 177One lender: 41% approved of 98One lender: 47% approved of 43One lender: 52% approved of 21One lender: 55% approved of 31One lender: 56% approved of 85One lender: 57% approved of 120One lender: 57% approved of 65One lender: 57% approved of 21One lender: 60% approved of 58University Federal Credit Union: 62% approved of 430One lender: 63% approved of 43One lender: 63% approved of 84One lender: 64% approved of 129One lender: 66% approved of 62Loandepot.Com, LLC: 67% approved of 185Rocket Mortgage, LLC: 75% approved of 919One lender: 78% approved of 46United Wholesale Mortgage, LLC: 78% approved of 180One lender: 80% approved of 167One lender: 80% approved of 80One lender: 80% approved of 20One lender: 81% approved of 75One lender: 83% approved of 48One lender: 84% approved of 151Randolph-Brooks Federal Credit Union: 85% approved of 1,327One lender: 88% approved of 26One lender: 89% approved of 47One lender: 91% approved of 23One lender: 100% approved of 63

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Williamson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Randolph-Brooks Federal Credit Union85%1,128 / 1,32788%$75K989
2Rocket Mortgage, LLC75%689 / 91996%$245K661
3University Federal Credit Union62%265 / 43099%$75K262
4Loandepot.Com, LLC67%124 / 18596%$265K119
5United Wholesale Mortgage, LLCBroker only78%141 / 18096%$285K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 269 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Williamson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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