Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Washington County, Utah
Every institution that decided a 1–4 unit mortgage application in Washington County, home to St. George, between 2023 and 2025: 21,578 applications, 17,162 loans actually funded, across 8 kinds of borrowing.
Washington County at a glance
21,578Applications decided
2023–2025
17,162Loans funded
80% of decisions
35Census tracts
11 ZIP codes
189,827People
ACS 2023
What the data shows
The typical purchase mortgage here is $395K.
Investment home improvement is the hardest money to get here: lenders approved 58% of 210 applications.
Lending by loan type in Washington County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.7% | 9,559 | $395K | 95% | 283 |
| Home improvement loans | 72.3% | 2,776 | $75K | 94% | 61 |
| Cash-out refinance | 74.4% | 2,222 | $215K | 93% | 160 |
| Refinance | 75.4% | 3,580 | $255K | 94% | 172 |
| Investment property purchase | 89.5% | 2,465 | $355K | 95% | 217 |
| Investment cash-out refinance | 76.9% | 346 | $295K | 91% | 95 |
| Investment refinance | 75.7% | 420 | $315K | 93% | 90 |
| Investment home improvement | 58.1% | 210 | $125K | 96% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.