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refinance lenders · HMDA 2023–2025

Refinance lenders in Washington County, Utah

Fat Boy Data analyzed mortgage refinance activity in Washington County, Utah, home to St. George, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,580 applications were decided by 172 lenders between 2023 and 2025.

Washington County at a glance

172Active lenders27 with 20+ decisions
75.4%Market approval rate2,700 of 3,580 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,531 loans funded

How Washington County compares

Approval rate compared
Washington County75.4%Utah76.8%All 616 counties76.5%
Typical loan compared
Washington County$255KUtah$155KAll 616 counties$295K

What the data shows

Mountain America Federal Credit Union made the most mortgage refinances in Washington County, UT, 468 of them.

Sun American Mortgage Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical mortgage refinance here is $255K, 65% larger than the Utah typical of $155K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 41% approved of 39Mountain America Federal Credit Union: 56% approved of 859One lender: 58% approved of 26Chartway Federal Credit Union: 65% approved of 167One lender: 68% approved of 31One lender: 71% approved of 24One lender: 74% approved of 27One lender: 77% approved of 113AMERICA FIRST Federal Credit Union: 78% approved of 457One lender: 78% approved of 93Zions Bancorporation, N.A.: 82% approved of 204One lender: 85% approved of 20United Wholesale Mortgage, LLC: 88% approved of 295One lender: 90% approved of 48One lender: 91% approved of 76One lender: 92% approved of 48One lender: 92% approved of 106One lender: 93% approved of 29One lender: 93% approved of 30One lender: 94% approved of 48One lender: 95% approved of 39One lender: 100% approved of 53One lender: 100% approved of 43One lender: 100% approved of 42One lender: 100% approved of 39One lender: 100% approved of 27One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Mountain America Federal Credit Union56%481 / 85997%$115K468
2AMERICA FIRST Federal Credit Union78%357 / 45796%$105K342
3United Wholesale Mortgage, LLCBroker only88%260 / 29598%$455K254
4Zions Bancorporation, N.A.82%168 / 20484%$285K141
5Chartway Federal Credit Union65%109 / 16794%$165K102

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 167 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Washington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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