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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Washington County, Utah

Fat Boy Data analyzed investment cash-out refinance activity in Washington County, Utah, home to St. George, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 346 applications were decided by 95 lenders between 2023 and 2025.

Washington County at a glance

95Active lenders4 with 20+ decisions
76.9%Market approval rate266 of 346 decided
$295KTypical loanmedian lender, $10K brackets
91%Borrower take-up242 loans funded

How Washington County compares

Approval rate compared
Washington County76.9%Utah73.3%All 616 counties73.1%
Typical loan compared
Washington County$295KUtah$305KAll 616 counties$205K

What the data shows

Goldenwest made the most investment cash-out refinances in Washington County, UT, 16 of them.

Goldenwest approved the highest share of applications among lenders with at least 20 decisions here, 71% of 24.

Investment property cash-out lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%29 / 34100%$295K29
2Zions Bancorporation, N.A.90%26 / 2946%$405K12
3Goldenwest71%17 / 2494%$305K16
4Mountain America Federal Credit Union65%15 / 23100%$195K15
5Guild Mortgage Company LLCLimited sample86%12 / 1483%$215K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 90 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Washington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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