Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Chesapeake city, Virginia
Every institution that decided a 1–4 unit mortgage application in Chesapeake city between 2023 and 2025: 22,860 applications, 18,065 loans actually funded, across 8 kinds of borrowing.
Chesapeake city at a glance
22,860Applications decided
2023–2025
18,065Loans funded
79% of decisions
61Census tracts
6 ZIP codes
251,153People
ACS 2023
What the data shows
The typical purchase mortgage here is $355K.
Investment home improvement is the hardest money to get here: lenders approved 42% of 179 applications.
Lending by loan type in Chesapeake city
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.9% | 11,042 | $355K | 98% | 304 |
| Home improvement loans | 66.8% | 3,252 | $65K | 94% | 87 |
| Cash-out refinance | 69.3% | 4,032 | $185K | 95% | 182 |
| Refinance | 81.5% | 3,266 | $385K | 90% | 172 |
| Investment property purchase | 89.3% | 680 | $225K | 98% | 123 |
| Investment cash-out refinance | 67.8% | 261 | $165K | 93% | 80 |
| Investment refinance | 71.6% | 148 | $185K | 97% | 56 |
| Investment home improvement | 42.5% | 179 | $75K | 97% | 39 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.