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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Chesapeake city, Virginia

Fat Boy Data analyzed cash-out refinance activity in Chesapeake city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,032 applications were decided by 182 lenders between 2023 and 2025.

Chesapeake city at a glance

182Active lenders30 with 20+ decisions
69.3%Market approval rate2,794 of 4,032 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,649 loans funded

How Chesapeake city compares

Approval rate compared
Chesapeake city69.3%Virginia69.7%All 616 counties68.2%
Typical loan compared
Chesapeake city$185KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Chesapeake city, VA, 694 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 64One lender: 21% approved of 124Amerisave Mortgage Corporation: 30% approved of 216One lender: 36% approved of 22One lender: 37% approved of 117One lender: 42% approved of 112One lender: 48% approved of 60One lender: 59% approved of 138One lender: 61% approved of 23One lender: 64% approved of 64One lender: 65% approved of 62One lender: 65% approved of 51One lender: 65% approved of 23One lender: 66% approved of 163Navy Federal Credit Union: 74% approved of 341Freedom Mortgage Corporation: 74% approved of 194One lender: 74% approved of 138United Wholesale Mortgage, LLC: 78% approved of 317One lender: 79% approved of 47One lender: 79% approved of 62One lender: 81% approved of 21Rocket Mortgage, LLC: 85% approved of 841One lender: 86% approved of 35One lender: 90% approved of 82One lender: 90% approved of 21One lender: 90% approved of 21One lender: 91% approved of 22One lender: 91% approved of 23One lender: 92% approved of 26One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Chesapeake city

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%715 / 84197%$155K694
2Navy Federal Credit Union74%251 / 34197%$125K244
3United Wholesale Mortgage, LLCBroker only78%248 / 31798%$305K243
4Amerisave Mortgage Corporation30%65 / 21694%$105K61
5Freedom Mortgage Corporation74%143 / 19498%$345K140

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 177 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Chesapeake city. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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