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refinance lenders · HMDA 2023–2025

Refinance lenders in Chesapeake city, Virginia

Fat Boy Data analyzed mortgage refinance activity in Chesapeake city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,266 applications were decided by 172 lenders between 2023 and 2025.

Chesapeake city at a glance

172Active lenders32 with 20+ decisions
81.5%Market approval rate2,660 of 3,266 decided
$385KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,384 loans funded

How Chesapeake city compares

Approval rate compared
Chesapeake city81.5%Virginia79.3%All 616 counties76.5%
Typical loan compared
Chesapeake city$385KVirginia$395KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Chesapeake city, VA, 236 of them.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 35% approved of 55Lakeview Loan Servicing, LLC: 44% approved of 117Mortgage Research Center, LLC: 60% approved of 184Navy Federal Credit Union: 63% approved of 83Dollar Bank, Federal Savings Bank: 63% approved of 38Bank of America, National Association: 64% approved of 74PNC Bank, National Association: 67% approved of 27Milend, Inc.: 67% approved of 21Truist Bank: 70% approved of 149ABNB Federal Credit Union: 72% approved of 36Loandepot.Com, LLC: 74% approved of 23Wells Fargo Bank, National Association: 75% approved of 24Movement Mortgage, LLC: 76% approved of 21Mutual of Omaha Mortgage, Inc.: 78% approved of 23Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union: 81% approved of 53Chartway Federal Credit Union: 81% approved of 139Newrez LLC: 83% approved of 112Langley Federal Credit Union: 83% approved of 77Rocket Mortgage, LLC: 84% approved of 173Southern Bank and Trust Company: 85% approved of 20Capital Center, L.L.C.: 87% approved of 30Crosscountry Mortgage, LLC: 90% approved of 20United Wholesale Mortgage, LLC: 92% approved of 402Pennymac Loan Services, LLC: 93% approved of 160TowneBank: 94% approved of 65Nationstar Mortgage LLC: 95% approved of 20Freedom Mortgage Corporation: 97% approved of 315American Neighborhood Mortgage Acceptance Company LLC: 98% approved of 41Village Capital & Investment LLC: 99% approved of 155Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 38Planet Home Lending, LLC: 100% approved of 35LoanUnited.com, LLC: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Chesapeake city

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%368 / 40290%$395K332
2Freedom Mortgage Corporation97%304 / 31578%$395K236
3Mortgage Research Center, LLC60%111 / 18497%$365K108
4Rocket Mortgage, LLC84%146 / 17392%$385K135
5Pennymac Loan Services, LLC93%149 / 16091%$365K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 167 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Chesapeake city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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