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refinance lenders · HMDA 2023–2025

Refinance lenders in Chesapeake city, Virginia

Fat Boy Data analyzed mortgage refinance activity in Chesapeake city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,266 applications were decided by 172 lenders between 2023 and 2025.

Chesapeake city at a glance

172Active lenders32 with 20+ decisions
81.5%Market approval rate2,660 of 3,266 decided
$385KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,384 loans funded

How Chesapeake city compares

Approval rate compared
Chesapeake city81.5%Virginia79.3%All 616 counties76.5%
Typical loan compared
Chesapeake city$385KVirginia$395KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Chesapeake city, VA, 236 of them.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%One lender: 35% approved of 55One lender: 44% approved of 117Mortgage Research Center, LLC: 60% approved of 184One lender: 63% approved of 83One lender: 63% approved of 38One lender: 64% approved of 74One lender: 67% approved of 27One lender: 67% approved of 21One lender: 70% approved of 149One lender: 72% approved of 36One lender: 74% approved of 23One lender: 75% approved of 24One lender: 76% approved of 21One lender: 78% approved of 23One lender: 81% approved of 53One lender: 81% approved of 139One lender: 83% approved of 112One lender: 83% approved of 77Rocket Mortgage, LLC: 84% approved of 173One lender: 85% approved of 20One lender: 87% approved of 30One lender: 90% approved of 20United Wholesale Mortgage, LLC: 92% approved of 402Pennymac Loan Services, LLC: 93% approved of 160One lender: 94% approved of 65One lender: 95% approved of 20Freedom Mortgage Corporation: 97% approved of 315One lender: 98% approved of 41One lender: 99% approved of 155One lender: 100% approved of 38One lender: 100% approved of 35One lender: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Chesapeake city

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%368 / 40290%$395K332
2Freedom Mortgage Corporation97%304 / 31578%$395K236
3Mortgage Research Center, LLC60%111 / 18497%$365K108
4Rocket Mortgage, LLC84%146 / 17392%$385K135
5Pennymac Loan Services, LLC93%149 / 16091%$365K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 167 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Chesapeake city. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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