Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Chesterfield County, Virginia
Every institution that decided a 1–4 unit mortgage application in Chesterfield County between 2023 and 2025: 33,559 applications, 26,450 loans actually funded, across 8 kinds of borrowing.
Chesterfield County at a glance
33,559Applications decided
2023–2025
26,450Loans funded
79% of decisions
75Census tracts
16 ZIP codes
371,610People
ACS 2023
What the data shows
The typical purchase mortgage here is $345K.
Investment home improvement is the hardest money to get here: lenders approved 42% of 146 applications.
Lending by loan type in Chesterfield County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.0% | 17,229 | $345K | 98% | 433 |
| Home improvement loans | 63.9% | 4,601 | $75K | 94% | 133 |
| Cash-out refinance | 70.8% | 6,065 | $165K | 95% | 242 |
| Refinance | 79.3% | 3,707 | $325K | 91% | 221 |
| Investment property purchase | 90.5% | 1,273 | $265K | 99% | 185 |
| Investment cash-out refinance | 69.7% | 300 | $185K | 92% | 106 |
| Investment refinance | 79.0% | 238 | $245K | 96% | 71 |
| Investment home improvement | 42.5% | 146 | $95K | 92% | 41 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.