Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Henrico County, Virginia
Every institution that decided a 1–4 unit mortgage application in Henrico County between 2023 and 2025: 24,968 applications, 19,702 loans actually funded, across 8 kinds of borrowing.
Henrico County at a glance
24,968Applications decided
2023–2025
19,702Loans funded
79% of decisions
85Census tracts
16 ZIP codes
334,434People
ACS 2023
What the data shows
The typical purchase mortgage here is $335K.
Investment home improvement is the hardest money to get here: lenders approved 51% of 148 applications.
Lending by loan type in Henrico County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.2% | 12,127 | $335K | 98% | 371 |
| Home improvement loans | 63.1% | 3,527 | $75K | 93% | 124 |
| Cash-out refinance | 68.5% | 4,297 | $165K | 95% | 202 |
| Refinance | 78.3% | 2,816 | $315K | 94% | 205 |
| Investment property purchase | 90.7% | 1,354 | $245K | 98% | 216 |
| Investment cash-out refinance | 72.6% | 412 | $185K | 92% | 112 |
| Investment refinance | 87.1% | 287 | $225K | 95% | 77 |
| Investment home improvement | 51.3% | 148 | $95K | 92% | 46 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.