refinance lenders · HMDA 2023–2025

Refinance lenders in Chesterfield County, Virginia

Fat Boy Data analyzed mortgage refinance activity in Chesterfield County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,707 applications were decided by 221 lenders between 2023 and 2025.

Chesterfield County at a glance

221Active lenders37 with 20+ decisions
79.3%Market approval rate2,939 of 3,707 decided
$325KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,682 loans funded

How Chesterfield County compares

Approval rate compared
Chesterfield County79.3%Virginia79.3%All 616 counties76.5%
Typical loan compared
Chesterfield County$325KVirginia$395KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Chesterfield County, VA, 227 of them.

C & F Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 33.

The typical mortgage refinance here is $325K, 18% smaller than the Virginia typical of $395K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%One lender: 40% approved of 105One lender: 48% approved of 21One lender: 53% approved of 36One lender: 54% approved of 39One lender: 60% approved of 85One lender: 60% approved of 55One lender: 62% approved of 61One lender: 62% approved of 24One lender: 63% approved of 54One lender: 65% approved of 34Truist Bank: 67% approved of 321One lender: 70% approved of 83One lender: 71% approved of 110One lender: 76% approved of 46One lender: 76% approved of 38One lender: 77% approved of 74One lender: 77% approved of 35One lender: 78% approved of 27One lender: 78% approved of 27One lender: 78% approved of 93One lender: 80% approved of 30One lender: 81% approved of 31One lender: 83% approved of 35Rocket Mortgage, LLC: 83% approved of 295One lender: 85% approved of 26One lender: 85% approved of 20One lender: 85% approved of 27One lender: 86% approved of 22Capital Center, L.L.C.: 89% approved of 167United Wholesale Mortgage, LLC: 89% approved of 302One lender: 89% approved of 132One lender: 90% approved of 29One lender: 90% approved of 132One lender: 91% approved of 44One lender: 92% approved of 24Freedom Mortgage Corporation: 97% approved of 260One lender: 97% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Chesterfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1Truist Bank67%216 / 32194%$115K204
2United Wholesale Mortgage, LLCBroker only89%268 / 30292%$375K246
3Rocket Mortgage, LLC83%246 / 29592%$325K227
4Freedom Mortgage Corporation97%252 / 26076%$375K191
5Capital Center, L.L.C.89%148 / 167100%$365K148

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 216 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Chesterfield County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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