Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Grant County, Washington
Every institution that decided a 1–4 unit mortgage application in Grant County, home to Moses Lake, between 2023 and 2025: 6,574 applications, 4,887 loans actually funded, across 8 kinds of borrowing.
Grant County at a glance
6,574Applications decided
2023–2025
4,887Loans funded
74% of decisions
23Census tracts
9 ZIP codes
100,428People
ACS 2023
What the data shows
Lenders approved 88.1% of home-purchase applications in Grant County, 3.5 points below the Washington rate.
The typical purchase mortgage here is $295K.
Lending by loan type in Grant County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.1% | 3,433 | $295K | 94% | 211 |
| Home improvement loans | 59.3% | 838 | $65K | 95% | 63 |
| Cash-out refinance | 69.1% | 1,090 | $185K | 95% | 112 |
| Refinance | 74.1% | 541 | $275K | 93% | 99 |
| Investment property purchase | 84.0% | 406 | $265K | 95% | 107 |
| Investment cash-out refinance | 62.5% | 104 | $185K | 98% | 50 |
| Investment refinance | 84.9% | 86 | $225K | 95% | 39 |
| Investment home improvement | 38.2% | 76 | $105K | 83% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.