Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Yakima County, Washington
Every institution that decided a 1–4 unit mortgage application in Yakima County between 2023 and 2025: 13,289 applications, 9,674 loans actually funded, across 8 kinds of borrowing.
Yakima County at a glance
13,289Applications decided
2023–2025
9,674Loans funded
73% of decisions
57Census tracts
16 ZIP codes
256,605People
ACS 2023
What the data shows
Lenders approved 87.9% of home-purchase applications in Yakima County, 3.6 points below the Washington rate.
The typical purchase mortgage here is $295K.
Investment home improvement is the hardest money to get here: lenders approved 54% of 100 applications.
Lending by loan type in Yakima County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.9% | 6,889 | $295K | 94% | 214 |
| Home improvement loans | 57.4% | 1,600 | $75K | 94% | 76 |
| Cash-out refinance | 65.6% | 2,593 | $175K | 94% | 161 |
| Refinance | 71.4% | 1,236 | $255K | 92% | 153 |
| Investment property purchase | 83.5% | 503 | $275K | 95% | 112 |
| Investment cash-out refinance | 66.1% | 242 | $185K | 91% | 69 |
| Investment refinance | 68.2% | 126 | $175K | 100% | 46 |
| Investment home improvement | 54.0% | 100 | $105K | 94% | 26 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.