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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Grant County, Washington

Fat Boy Data analyzed home improvement loan activity in Grant County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 838 applications were decided by 63 lenders between 2023 and 2025.

Grant County at a glance

63Active lenders11 with 20+ decisions
59.3%Market approval rate497 of 838 decided
$65KTypical loanmedian lender, $10K brackets
95%Borrower take-up472 loans funded

How Grant County compares

Approval rate compared
Grant County59.3%Washington68.5%All 616 counties62.7%
Typical loan compared
Grant County$65KWashington$105KAll 616 counties$75K

What the data shows

Horizon Fiscu made the most home improvement loans in Grant County, WA, 84 of them.

Spokane Teachers approved the highest share of applications among lenders with at least 20 decisions here, 76% of 62.

Lenders approved 59.3% of home improvement loan applications in Grant County, WA, 9.2 percentage points below the Washington rate of 68.5%.

The typical home improvement loan here is $65K, 38% smaller than the Washington typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 20% approved of 20Bank of America, National Association: 21% approved of 28Numerica Credit Union: 45% approved of 49U.S. Bank National Association: 49% approved of 65Banner Bank: 51% approved of 59Columbia Bank: 53% approved of 34Boeing Employees Credit Union: 56% approved of 50Washington Trust Bank: 67% approved of 61Horizon Fiscu: 68% approved of 124Gesa Credit Union: 70% approved of 97Spokane Teachers: 76% approved of 62

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Grant County

LenderApprovalApprovedTaken upTypical loanLoans made
1Horizon Fiscu68%84 / 124100%$55K84
2Gesa Credit Union70%68 / 9799%$65K67
3U.S. Bank National Association49%32 / 65100%$105K32
4Spokane Teachers76%47 / 62100%$55K47
5Washington Trust Bank67%41 / 6198%$115K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 58 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Grant County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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