Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Pierce County, Washington
Every institution that decided a 1–4 unit mortgage application in Pierce County, home to Tacoma, between 2023 and 2025: 70,674 applications, 54,610 loans actually funded, across 8 kinds of borrowing.
Pierce County at a glance
70,674Applications decided
2023–2025
54,610Loans funded
77% of decisions
193Census tracts
46 ZIP codes
924,106People
ACS 2023
What the data shows
The typical purchase mortgage here is $475K.
Investment home improvement is the hardest money to get here: lenders approved 54% of 766 applications.
Lending by loan type in Pierce County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.2% | 34,072 | $475K | 96% | 456 |
| Home improvement loans | 65.4% | 11,219 | $85K | 94% | 148 |
| Cash-out refinance | 70.2% | 10,524 | $235K | 94% | 298 |
| Refinance | 78.8% | 9,760 | $455K | 92% | 324 |
| Investment property purchase | 88.3% | 2,622 | $375K | 95% | 251 |
| Investment cash-out refinance | 69.1% | 899 | $305K | 92% | 176 |
| Investment refinance | 71.4% | 812 | $385K | 88% | 150 |
| Investment home improvement | 54.3% | 766 | $105K | 92% | 69 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.