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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Pierce County, Washington

Fat Boy Data analyzed home improvement loan activity in Pierce County, Washington, home to Tacoma, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,219 applications were decided by 148 lenders between 2023 and 2025.

Pierce County at a glance

148Active lenders42 with 20+ decisions
65.4%Market approval rate7,334 of 11,219 decided
$85KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,922 loans funded

How Pierce County compares

Approval rate compared
Pierce County65.4%Washington68.5%All 616 counties62.7%
Typical loan compared
Pierce County$85KWashington$105KAll 616 counties$75K

What the data shows

Boeing Employees Credit Union made the most home improvement loans in Pierce County, WA, 2,255 of them.

That is 33% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Red Canoe Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 80.

The typical home improvement loan here is $85K, 19% smaller than the Washington typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 31% approved of 192One lender: 36% approved of 258One lender: 44% approved of 39One lender: 46% approved of 63Bank of America, National Association: 47% approved of 951One lender: 48% approved of 457One lender: 50% approved of 44One lender: 50% approved of 26One lender: 52% approved of 31Washington State Employees Credit Union: 53% approved of 482One lender: 53% approved of 73One lender: 54% approved of 89One lender: 56% approved of 217One lender: 58% approved of 52One lender: 58% approved of 159One lender: 61% approved of 127One lender: 65% approved of 34Harborstone Credit Union: 66% approved of 672One lender: 67% approved of 160One lender: 67% approved of 472One lender: 69% approved of 239One lender: 69% approved of 36Sound Credit Union: 71% approved of 776Boeing Employees Credit Union: 71% approved of 3,300One lender: 71% approved of 357One lender: 73% approved of 26One lender: 75% approved of 24One lender: 75% approved of 20One lender: 76% approved of 37One lender: 76% approved of 29One lender: 76% approved of 42One lender: 78% approved of 118One lender: 79% approved of 120One lender: 80% approved of 40One lender: 82% approved of 295One lender: 82% approved of 112One lender: 84% approved of 50One lender: 85% approved of 119One lender: 85% approved of 249One lender: 89% approved of 28One lender: 92% approved of 80One lender: 95% approved of 56

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Pierce County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union71%2,355 / 3,30096%$85K2,255
2Bank of America, National Association47%447 / 95198%$105K440
3Sound Credit Union71%553 / 77696%$65K530
4Harborstone Credit Union66%444 / 67288%$75K391
5Washington State Employees Credit Union53%257 / 48299%$65K254

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 143 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Pierce County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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