Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Fond du Lac County, Wisconsin
Every institution that decided a 1–4 unit mortgage application in Fond du Lac County between 2023 and 2025: 7,959 applications, 6,371 loans actually funded, across 8 kinds of borrowing.
Fond du Lac County at a glance
7,959Applications decided
2023–2025
6,371Loans funded
80% of decisions
23Census tracts
10 ZIP codes
104,053People
ACS 2023
What the data shows
The typical purchase mortgage here is $205K.
Cash-out refinance is the hardest money to get here: lenders approved 73% of 1,737 applications.
Lending by loan type in Fond du Lac County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.6% | 3,554 | $205K | 97% | 206 |
| Home improvement loans | 79.9% | 1,100 | $55K | 95% | 70 |
| Cash-out refinance | 73.3% | 1,737 | $105K | 93% | 114 |
| Refinance | 83.4% | 1,020 | $105K | 93% | 120 |
| Investment property purchase | 94.0% | 348 | $145K | 98% | 93 |
| Investment cash-out refinance | 76.7% | 86 | $115K | 95% | 38 |
| Investment refinance | 88.8% | 80 | $125K | 96% | 31 |
| Investment home improvement | 82.3% | 34 | $65K | 93% | 18 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.