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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Fond du Lac County, Wisconsin

Fat Boy Data analyzed home improvement loan activity in Fond du Lac County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,100 applications were decided by 70 lenders between 2023 and 2025.

Fond du Lac County at a glance

70Active lenders10 with 20+ decisions
79.9%Market approval rate879 of 1,100 decided
$55KTypical loanmedian lender, $10K brackets
95%Borrower take-up831 loans funded

How Fond du Lac County compares

Approval rate compared
Fond du Lac County79.9%Wisconsin79.1%All 616 counties62.7%
Typical loan compared
Fond du Lac County$55KWisconsin$65KAll 616 counties$75K

What the data shows

National Exchange Bank and Trust made the most home improvement loans in Fond du Lac County, WI, 149 of them.

National Exchange Bank and Trust approved the highest share of applications among lenders with at least 20 decisions here, 95% of 166.

The typical home improvement loan here is $55K, 15% smaller than the Wisconsin typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 60% approved of 93Associated Bank, National Association: 65% approved of 108One lender: 77% approved of 52Verve, A Credit Union: 81% approved of 182One lender: 84% approved of 37One lender: 85% approved of 40Bank First, N.A.: 91% approved of 97One lender: 91% approved of 35One lender: 92% approved of 64National Exchange Bank and Trust: 95% approved of 166

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Fond du Lac County

LenderApprovalApprovedTaken upTypical loanLoans made
1Verve, A Credit Union81%147 / 18299%$55K145
2National Exchange Bank and Trust95%157 / 16695%$55K149
3Associated Bank, National Association65%70 / 10896%$55K67
4Bank First, N.A.91%88 / 9799%$55K87
5U.S. Bank National Association60%56 / 9393%$55K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 65 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Fond du Lac County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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