Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Washington County, Wisconsin
Every institution that decided a 1–4 unit mortgage application in Washington County, home to West Bend, between 2023 and 2025: 11,231 applications, 9,380 loans actually funded, across 8 kinds of borrowing.
Washington County at a glance
11,231Applications decided
2023–2025
9,380Loans funded
84% of decisions
30Census tracts
10 ZIP codes
137,320People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Lending by loan type in Washington County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.8% | 4,943 | $295K | 97% | 260 |
| Home improvement loans | 83.8% | 2,110 | $65K | 95% | 91 |
| Cash-out refinance | 78.2% | 1,890 | $145K | 96% | 142 |
| Refinance | 88.0% | 1,850 | $145K | 95% | 156 |
| Investment property purchase | 93.0% | 298 | $215K | 93% | 101 |
| Investment cash-out refinance | 77.8% | 36 | $205K | 93% | 25 |
| Investment refinance | 78.3% | 60 | $175K | 94% | 30 |
| Investment home improvement | 72.7% | 44 | $135K | 81% | 17 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.