Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Laramie County, Wyoming
Every institution that decided a 1–4 unit mortgage application in Laramie County, home to Cheyenne, between 2023 and 2025: 9,913 applications, 7,981 loans actually funded, across 8 kinds of borrowing.
Laramie County at a glance
9,913Applications decided
2023–2025
7,981Loans funded
81% of decisions
27Census tracts
6 ZIP codes
100,661People
ACS 2023
What the data shows
The typical purchase mortgage here is $315K.
Lending by loan type in Laramie County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.1% | 5,734 | $315K | 97% | 206 |
| Home improvement loans | 73.7% | 830 | $65K | 96% | 49 |
| Cash-out refinance | 74.8% | 1,617 | $175K | 97% | 116 |
| Refinance | 80.4% | 1,084 | $315K | 94% | 110 |
| Investment property purchase | 91.3% | 426 | $245K | 98% | 84 |
| Investment cash-out refinance | 71.3% | 87 | $185K | 100% | 40 |
| Investment refinance | 81.7% | 82 | $205K | 94% | 34 |
| Investment home improvement | 62.3% | 53 | $55K | 100% | 19 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.