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refinance lenders · HMDA 2023–2025

Refinance lenders in Laramie County, Wyoming

Fat Boy Data analyzed mortgage refinance activity in Laramie County, Wyoming, home to Cheyenne, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,084 applications were decided by 110 lenders between 2023 and 2025.

Laramie County at a glance

110Active lenders15 with 20+ decisions
80.4%Market approval rate872 of 1,084 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up822 loans funded

How Laramie County compares

Approval rate compared
Laramie County80.4%Wyoming80.4%All 616 counties76.5%
Typical loan compared
Laramie County$315KWyoming$315KAll 616 counties$295K

What the data shows

Meridian Trust Federal Credit Union made the most mortgage refinances in Laramie County, WY, 75 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 28One lender: 46% approved of 35One lender: 53% approved of 36One lender: 64% approved of 36One lender: 81% approved of 31Rocket Mortgage, LLC: 82% approved of 89Meridian Trust Federal Credit Union: 84% approved of 91One lender: 88% approved of 56One lender: 91% approved of 34One lender: 93% approved of 29Fairway Independent Mortgage Corporation: 95% approved of 60Freedom Mortgage Corporation: 96% approved of 69United Wholesale Mortgage, LLC: 96% approved of 75One lender: 96% approved of 26One lender: 97% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Laramie County

LenderApprovalApprovedTaken upTypical loanLoans made
1Meridian Trust Federal Credit Union84%76 / 9199%$85K75
2Rocket Mortgage, LLC82%73 / 8997%$315K71
3United Wholesale Mortgage, LLCBroker only96%72 / 7592%$345K66
4Freedom Mortgage Corporation96%66 / 6983%$385K55
5Fairway Independent Mortgage Corporation95%57 / 60100%$355K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 105 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Laramie County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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