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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Laramie County, Wyoming

Fat Boy Data analyzed home improvement loan activity in Laramie County, Wyoming, home to Cheyenne, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 830 applications were decided by 49 lenders between 2023 and 2025.

Laramie County at a glance

49Active lenders11 with 20+ decisions
73.7%Market approval rate612 of 830 decided
$65KTypical loanmedian lender, $10K brackets
96%Borrower take-up587 loans funded

How Laramie County compares

Approval rate compared
Laramie County73.7%Wyoming73.7%All 616 counties62.7%
Typical loan compared
Laramie County$65KWyoming$65KAll 616 counties$75K

What the data shows

Blue Federal Credit Union made the most home improvement loans in Laramie County, WY, 148 of them.

That is 25% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Wyhy approved the highest share of applications among lenders with at least 20 decisions here, 92% of 49.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 37U.S. Bank National Association: 56% approved of 55One lender: 60% approved of 20One lender: 62% approved of 24Uniwyo Federal Credit Union: 70% approved of 60One lender: 74% approved of 42Blue Federal Credit Union: 75% approved of 197First Interstate Bank: 79% approved of 52Meridian Trust Federal Credit Union: 84% approved of 112One lender: 85% approved of 27One lender: 92% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Laramie County

LenderApprovalApprovedTaken upTypical loanLoans made
1Blue Federal Credit Union75%148 / 197100%$55K148
2Meridian Trust Federal Credit Union84%94 / 11298%$65K92
3Uniwyo Federal Credit Union70%42 / 60100%$65K42
4U.S. Bank National Association56%31 / 5587%$75K27
5First Interstate Bank79%41 / 5295%$75K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 44 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Laramie County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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