Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Cochise County, Arizona
Every institution that decided a 1–4 unit mortgage application in Cochise County, home to Sierra Vista, between 2023 and 2025: 9,174 applications, 6,949 loans actually funded, across 8 kinds of borrowing.
Cochise County at a glance
9,174Applications decided
2023–2025
6,949Loans funded
76% of decisions
38Census tracts
13 ZIP codes
125,458People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Lending by loan type in Cochise County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.4% | 4,546 | $245K | 97% | 221 |
| Home improvement loans | 59.2% | 746 | $55K | 87% | 71 |
| Cash-out refinance | 68.3% | 2,041 | $165K | 94% | 141 |
| Refinance | 83.1% | 1,221 | $275K | 90% | 124 |
| Investment property purchase | 88.6% | 306 | $175K | 94% | 91 |
| Investment cash-out refinance | 62.3% | 167 | $155K | 94% | 62 |
| Investment refinance | 71.1% | 83 | $165K | 95% | 41 |
| Investment home improvement | 50.0% | 64 | $85K | 78% | 15 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.