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refinance lenders · HMDA 2023–2025

Refinance lenders in Cochise County, Arizona

Fat Boy Data analyzed mortgage refinance activity in Cochise County, Arizona, home to Sierra Vista, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,221 applications were decided by 124 lenders between 2023 and 2025.

Cochise County at a glance

124Active lenders13 with 20+ decisions
83.1%Market approval rate1,015 of 1,221 decided
$275KTypical loanmedian lender, $10K brackets
90%Borrower take-up918 loans funded

How Cochise County compares

Approval rate compared
Cochise County83.1%Arizona78.0%All 616 counties76.5%
Typical loan compared
Cochise County$275KArizona$385KAll 616 counties$295K

What the data shows

Crosscountry Mortgage, LLC made the most mortgage refinances in Cochise County, AZ, 123 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 83.1% of mortgage refinance applications in Cochise County, AZ, 5.1 percentage points above the Arizona rate of 78.0%.

The typical mortgage refinance here is $275K, 29% smaller than the Arizona typical of $385K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 57% approved of 47One lender: 61% approved of 41One lender: 62% approved of 21One lender: 62% approved of 21One lender: 78% approved of 36One lender: 81% approved of 27Rocket Mortgage, LLC: 86% approved of 90Pennymac Loan Services, LLC: 89% approved of 56United Wholesale Mortgage, LLC: 91% approved of 180One lender: 96% approved of 51Freedom Mortgage Corporation: 97% approved of 95Crosscountry Mortgage, LLC: 97% approved of 128One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Cochise County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%164 / 18094%$285K154
2Crosscountry Mortgage, LLC97%124 / 12899%$275K123
3Freedom Mortgage Corporation97%92 / 9575%$275K69
4Rocket Mortgage, LLC86%77 / 9092%$255K71
5Pennymac Loan Services, LLC89%50 / 5692%$275K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 119 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Cochise County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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