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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cochise County, Arizona

Fat Boy Data analyzed home improvement loan activity in Cochise County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 746 applications were decided by 71 lenders between 2023 and 2025.

Cochise County at a glance

71Active lenders10 with 20+ decisions
59.2%Market approval rate442 of 746 decided
$55KTypical loanmedian lender, $10K brackets
87%Borrower take-up383 loans funded

How Cochise County compares

Approval rate compared
Cochise County59.2%Arizona65.1%All 616 counties62.7%
Typical loan compared
Cochise County$55KArizona$105KAll 616 counties$75K

What the data shows

Navy Federal Credit Union made the most home improvement loans in Cochise County, AZ, 63 of them.

Figure Lending LLC approved the highest share of applications among lenders with at least 20 decisions here, 67% of 45.

Lenders approved 59.2% of home improvement loan applications in Cochise County, AZ, 5.8 percentage points below the Arizona rate of 65.1%.

The typical home improvement loan here is $55K, 48% smaller than the Arizona typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 25% approved of 28U.S. Bank National Association: 29% approved of 35Bank of America, National Association: 40% approved of 89PNC Bank, National Association: 53% approved of 30Spring Eq, LLC: 54% approved of 35Navy Federal Credit Union: 63% approved of 103Zions Bancorporation, N.A.: 65% approved of 63Figure Lending LLC: 67% approved of 45Vantage West: 68% approved of 65Coastal Community Bank: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Cochise County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union63%65 / 10397%$55K63
2Bank of America, National Association40%36 / 8997%$75K35
3Vantage West68%44 / 6564%$55K28
4Zions Bancorporation, N.A.65%41 / 6388%$85K36
5Figure Lending LLC67%30 / 4593%$55K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 66 more lenders.

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