Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Pinal County, Arizona
Every institution that decided a 1–4 unit mortgage application in Pinal County, home to Maricopa, between 2023 and 2025: 59,332 applications, 46,183 loans actually funded, across 8 kinds of borrowing.
Pinal County at a glance
59,332Applications decided
2023–2025
46,183Loans funded
78% of decisions
95Census tracts
23 ZIP codes
449,219People
ACS 2023
What the data shows
The typical purchase mortgage here is $335K.
Investment home improvement is the hardest money to get here: lenders approved 51% of 273 applications.
Lending by loan type in Pinal County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.5% | 36,314 | $335K | 97% | 495 |
| Home improvement loans | 57.9% | 5,339 | $75K | 90% | 149 |
| Cash-out refinance | 68.2% | 8,173 | $195K | 95% | 299 |
| Refinance | 76.2% | 5,685 | $345K | 91% | 292 |
| Investment property purchase | 88.3% | 2,557 | $255K | 96% | 355 |
| Investment cash-out refinance | 71.7% | 554 | $205K | 91% | 152 |
| Investment refinance | 76.4% | 437 | $235K | 90% | 133 |
| Investment home improvement | 50.9% | 273 | $85K | 95% | 56 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.