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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Pinal County, Arizona

Fat Boy Data analyzed home improvement loan activity in Pinal County, Arizona, home to Maricopa, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,339 applications were decided by 149 lenders between 2023 and 2025.

Pinal County at a glance

149Active lenders34 with 20+ decisions
57.9%Market approval rate3,093 of 5,339 decided
$75KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,799 loans funded

How Pinal County compares

Approval rate compared
Pinal County57.9%Arizona65.1%All 616 counties62.7%
Typical loan compared
Pinal County$75KArizona$105KAll 616 counties$75K

What the data shows

Desert Financial Credit Union made the most home improvement loans in Pinal County, AZ, 799 of them.

That is 29% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.

Lenders approved 57.9% of home improvement loan applications in Pinal County, AZ, 7.1 percentage points below the Arizona rate of 65.1%.

The typical home improvement loan here is $75K, 29% smaller than the Arizona typical of $105K.

Only 1 lender here typically writes at or below $35K: Lendage, LLC.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 29One lender: 32% approved of 174Bank of America, National Association: 34% approved of 508U.S. Bank National Association: 37% approved of 259One lender: 38% approved of 29One lender: 46% approved of 201One lender: 47% approved of 131One lender: 47% approved of 108One lender: 50% approved of 22Mountain America Federal Credit Union: 53% approved of 304One lender: 55% approved of 40One lender: 55% approved of 116One lender: 55% approved of 159One lender: 61% approved of 33Desert Financial Credit Union: 61% approved of 1,417One lender: 62% approved of 26One lender: 62% approved of 53One lender: 64% approved of 36One lender: 65% approved of 177One lender: 67% approved of 46One lender: 70% approved of 152One lender: 70% approved of 20One lender: 73% approved of 22One lender: 73% approved of 30Vantage West: 74% approved of 278One lender: 78% approved of 118One lender: 78% approved of 41One lender: 78% approved of 23One lender: 79% approved of 113One lender: 79% approved of 43One lender: 80% approved of 20One lender: 84% approved of 32One lender: 92% approved of 25One lender: 98% approved of 124

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Pinal County

LenderApprovalApprovedTaken upTypical loanLoans made
1Desert Financial Credit Union61%868 / 1,41792%$75K799
2Bank of America, National Association34%172 / 50899%$75K170
3Mountain America Federal Credit Union53%161 / 30498%$75K157
4Vantage West74%205 / 27878%$65K160
5U.S. Bank National Association37%95 / 25998%$55K93

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 144 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Pinal County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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