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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Pinal County, Arizona

Fat Boy Data analyzed home improvement loan activity in Pinal County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,339 applications were decided by 149 lenders between 2023 and 2025.

Pinal County at a glance

149Active lenders34 with 20+ decisions
57.9%Market approval rate3,093 of 5,339 decided
$75KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,799 loans funded

How Pinal County compares

Approval rate compared
Pinal County57.9%Arizona65.1%All 616 counties62.7%
Typical loan compared
Pinal County$75KArizona$105KAll 616 counties$75K

What the data shows

Desert Financial Credit Union made the most home improvement loans in Pinal County, AZ, 799 of them.

That is 29% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.

Lenders approved 57.9% of home improvement loan applications in Pinal County, AZ, 7.1 percentage points below the Arizona rate of 65.1%.

The typical home improvement loan here is $75K, 29% smaller than the Arizona typical of $105K.

Only 1 lender here typically writes at or below $35K: Lendage, LLC.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Alliant Credit Union: 24% approved of 29Discover Bank: 32% approved of 174Bank of America, National Association: 34% approved of 508U.S. Bank National Association: 37% approved of 259First Interstate Bank: 38% approved of 29Spring Eq, LLC: 46% approved of 201BMO Bank National Association: 47% approved of 131OneAZ Credit Union: 47% approved of 108Loandepot.Com, LLC: 50% approved of 22Mountain America Federal Credit Union: 53% approved of 304Credit Union West: 55% approved of 40PNC Bank, National Association: 55% approved of 116Navy Federal Credit Union: 55% approved of 159Pentagon Federal Credit Union: 61% approved of 33Desert Financial Credit Union: 61% approved of 1,417New American Funding, LLC: 62% approved of 26Arizona Central Credit Union: 62% approved of 53Hughes Federal Credit Union: 64% approved of 36Arizona Financial Credit Union: 65% approved of 177Zions Bancorporation, N.A.: 67% approved of 46Figure Lending LLC: 70% approved of 152Boeing Employees Credit Union: 70% approved of 20Lendage, LLC: 73% approved of 22The Loan Store, Inc.: 73% approved of 30Vantage West: 74% approved of 278Pinal County: 78% approved of 118Rocket Mortgage, LLC: 78% approved of 41Nationstar Mortgage LLC: 78% approved of 23AMERICA FIRST Federal Credit Union: 79% approved of 113Homebridge Financial Services, Inc.: 79% approved of 43Copper State Credit Union: 80% approved of 20Bell Bank: 84% approved of 32JPMorgan Chase Bank, National Association: 92% approved of 25Coastal Community Bank: 98% approved of 124

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Pinal County

LenderApprovalApprovedTaken upTypical loanLoans made
1Desert Financial Credit Union61%868 / 1,41792%$75K799
2Bank of America, National Association34%172 / 50899%$75K170
3Mountain America Federal Credit Union53%161 / 30498%$75K157
4Vantage West74%205 / 27878%$65K160
5U.S. Bank National Association37%95 / 25998%$55K93

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 144 more lenders.

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Other lending data for Pinal County

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Nearby markets

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